Chetwood is a digital bank with a difference. Since earning our full UK banking licence in 2018 (the only retail bank to do so that year), we’ve focused on creating distinctive and disruptive financial products for underserved segments of the market.
Our brand-led propositions are designed alongside our customers to meet specific needs and ensure that people are truly better off. This means that unlike traditional banks, we don’t cross-sell to our customers. Our business model is designed to keep costs low, using leading cloud-based technology and digital distribution partners to pass savings onto our customers.
We only build technology where we believe we can create something better than the market, so decisioning and automating data driven insights have been at the forefront of our development. We've invested heavily in advanced data analytics and data sciences, creating a strategic data environment hosted natively in the AWS cloud, and incorporating advanced analytic tools such as machine learning and neural nets.
